Briar Cliff University

Briar Cliff University Athletic Department Insurance Guidelines

Every Briar Cliff University student-athlete is required to carry his or her own primary insurance policy. A copy of the primary insurance card must be turned into the Briar Cliff University Athletic Department on a yearly basis before student-athletes are allowed to participate in any team-related activities. These activities include conditioning, lifting, practicing, and participating in athletic events. 

Student-athletes who do not have a primary insurance policy, or whose policy expires during the school year, are ineligible to participate in any team-related activities until they sign up for a policy.  

Briar Cliff University carries a secondary insurance policy in which student-athletes are automatically enrolled. The secondary athletic insurance policy has a $2,500 deductible that must be paid by either the student-athlete’s primary insurance coverage or by an out-of-pocket payment before the secondary athletic insurance will act. Once the $2,500 deductible is met, the secondary athletic insurance will cover all expenses not covered by the student-athlete’s primary insurance.     

In order for a student-athlete to utilize Briar Cliff University’s secondary athletic insurance, all athletic-related injuries or accidents must be reported to Athletic Training staff before seeking medical attention—unless it is an after-hours emergency. An insurance claim form must also be filled out with the assistance of the Athletic Training Staff and submitted to the secondary athletic insurance company. 

If a student-athlete seeks medical attention without reporting the injury or accident to the Athletic Training Staff, he or she and his or her primary insurance will be solely responsible for all medical bills. Claims will not be submitted to Briar Cliff University’s secondary athletic insurance.